Mortgage News

Did you know that, overall, 40 percent of Canadians have a mortgage, and most Canadians aged 25 to 44 (nine in 10) will hold a

Buying a house is an exciting time, regardless of whether you’re a first-time homeowner or this is your second or even third rodeo. What’s not

Real estate investments & income taxes: Taxes are no fun for anyone, except perhaps accounts, but they are an inevitable part of life. Getting your

What Are the Benefits of a TFSA vs RRSP? When it comes to money management and savings, “TFSA” and “RRSP” are probably two of the

What You Need to Know About Home Equity Loans. So, you are considering renovating your home. Or, maybe you want to be able to send

In Canada, about 72% of all outstanding residential mortgages are handled by six of the country’s biggest banks: RBC, Scotiabank, TD, BMO, National Bank, and CIBC.

Do you want to stop living paycheck to paycheck? Or, stop worrying about running out of spending money before the end of the month? Always

Mortgage Prepayments vs Increasing Your Monthly Payments? The average new mortgage loan in Canada rose to exceed $300,000 for the first time while consumer debt

Getting a mortgage with bad credit while self-employed is not as difficult as you think. Alternative lenders usually have programs and products that consider these

Research shows that Canadian homeowners tend to have more debt than non-homeowners. Racking up debt with credit cards or your mortgage influences your credit rating, impacting

In Canada, homeowners can refinance mortgage terms and renew them, but which one is the better option? One of the overlooked benefits of buying a home

While summing up the ups and downs of 2020, Canadian Mortgage Trends observed that mortgage rates in Canada weren’t just low to end off the year. They

How to Refinance Your Mortgage After Bankruptcy How to Refinance Your Mortgage After Bankruptcy?  We get this question a lot and we hope to provide

Be mortgage free sooner with these 3 effective techniques.  Homeownership offers families a significant amount of peace of mind, but it comes at a high

.There are lots of ways to use a home equity line of credit so let’s explore a few of them. If you’ve lived in your

There are many strategies to pay your mortgage off faster.  Very few people can buy a home with cash. Most of us need a mortgage

The difference between an Open Mortgage vs Closed Mortgage vs Variable Rate Mortgage is one that confuses most people. Almost 540,000 Canadians bought a home in

If you’re new to homeownership, understanding the importance of title insurance might be a new concept to you. It’s an important part of homeownership that

How to keep a basement renovation on a budget. Do you have an unfinished basement right now? Having an unfinished basement means you have endless

Let’s take a look at the Top 6 Benefits of Getting a Private Mortgage. Are you looking to buy your first home? With the Canadian

Getting A Mortgage With A Bad Credit Score is not as hard as you think. 87 percent of Canadian homebuyers say they’re confident that purchasing

When you apply for a home loan, you may be presented with a lot of different options. The option you choose will affect not only

Did you know that a home equity loan can help you avoid a consumer proposal or personal bankruptcy? Home equity loans are a great option

Hard vs Soft Credit Inquiries. If you’re unsure about letting your bank check your credit report, it’s most likely because you’re afraid it might harm