What Is a Notice of Assessment and T1 General?
Curious about the importance of a Notice of Assessment and T1 General? Suppose you’re hoping to become one of the 6.08 million homeowners looking to get a mortgage in Canada. In that case, you may already know how time-consuming and stressful gathering all the necessary income documents can be when applying for a mortgage. All things […]
How To Stop Living Paycheck to Paycheck
Do you want to stop living paycheck to paycheck? Or, stop worrying about running out of spending money before the end of the month? Always scrambling to make ends meet is a stressful way to live. If you’re used to this scenario, life won’t get any easier if you don’t do anything about it. Living […]
Mortgage Prepayments vs Increasing Your Monthly Payments?
Mortgage Prepayments vs Increasing Your Monthly Payments? The average new mortgage loan in Canada rose to exceed $300,000 for the first time while consumer debt hit $2 trillion. Yikes. The faster you pay off your mortgage, the less you will pay in interest, reducing your overall loan cost. But is that the right choice for you? […]
Getting a Mortgage With Bad Credit While Self-Employed
Getting a mortgage with bad credit while self-employed is not as difficult as you think. Alternative lenders usually have programs and products that consider these mortgages. The good news is there’s always a solution. We’re going to walk through what you need to do to get approved for a mortgage. Getting Approved for a Mortgage […]
7 Common Misconceptions of Refinancing a Mortgage
7 common misconceptions of refinancing a mortgage: Are you thinking of refinancing your mortgage? Times change, and so will your mortgage needs. But finding the right mortgage support requires knowing how the process works. There are a lot of misconceptions surrounding refinancing. Don’t worry, we’re here to help! Read on as we explain 7 misconceptions […]
New to Canada Mortgage Program
Are you considering a move to the Great White North? Are you thinking about moving to Canada? Or you’ve moved to Canada in the last five years? If so, then you’ll want to know about the new to Canada mortgage program. In this guide, we’ll walk you through how you can own a home in […]
Debt Consolidation for Homeowners: Get approved now!
Research shows that Canadian homeowners tend to have more debt than non-homeowners. Racking up debt with credit cards or your mortgage influences your credit rating, impacting your approval odds for future loans. Fortunately, options such as debt consolidation for homeowners can help you control this debt before it gets out of control. Learn more about your […]
Should You Refinance or Renew Your Mortgage?
In Canada, homeowners can refinance mortgage terms and renew them, but which one is the better option? One of the overlooked benefits of buying a home in Canada is being able to change mortgage terms every few years. However, many homeowners have a hard time choosing between mortgage renewal and refinancing. This can prevent them from […]
Purchase Plus Improvements Mortgage in Canada
Purchase Plus Improvements Mortgage in Canada are becoming more popular. Many homes have great locations and good bones. But, more and more homeowners want to renovate to accommodate their needs and fashion style. If you found the perfect home that needs upgrades or repairs but extra money is scarce, then a purchase plus improvements mortgage […]
What is a cryptocurrency and blockchain
ledgerCryptocurrencies are an emerging form of technology that is an alternative to fiat currency. The most well-known form of cryptocurrency today is Bitcoin, which uses a blockchain as its ledger, but there are other currencies that use other ledgers, such as the Directed Acyclic Graph to store their transaction records. Fans of cryptocurrencies believe these […]