ledgerCryptocurrencies are an emerging form of technology that is an alternative to fiat currency. The most well-known form of cryptocurrency today is Bitcoin, which uses a blockchain as its ledger, but there are other currencies that use other ledgers, such as the Directed Acyclic Graph to store their transaction records.
While summing up the ups and downs of 2020, Canadian Mortgage Trends observed that mortgage rates in Canada weren’t just low to end off the year. They were historically low. So much so that HSBC was offering the lowest Canadian mortgage rate ever. In a financial environment where low rates are big
How to Refinance Your Mortgage After Bankruptcy How to Refinance Your Mortgage After Bankruptcy? We get this question a lot and we hope to provide you some insight into how to accomplish this. Bankruptcy is an important tool that allows those who have fallen on hard times to ‘reset’ themselves
Divorce and spousal mortgage buyouts happen more than you’d think. Out of 87 countries, Canada has the 29th highest divorce rate as one in every 309 adults is divorced. Getting a divorce is difficult and even harder when you have a joint mortgage. There are different options to choose from
Be mortgage free sooner with these 3 effective techniques. Homeownership offers families a significant amount of peace of mind, but it comes at a high price. It’s rare that someone can afford to purchase their home outright. Mortgages are considered one of the few forms of debt that is considered
Basement Renovations – Costs and Ideas. In 2019, Canadian homeowners shelled out $80.1 billion in order to renovate their homes. However, it was expected that due to the COVID-19 pandemic, the numbers for 2020 wouldn’t be as high. At the same time, people have been spending way more time at home
.There are lots of ways to use a home equity line of credit so let’s explore a few of them. If you’ve lived in your home long enough to build equity, you might be able to put that equity to work for you. A home equity line of credit (HELOC)
Thera are an infinite number of reasons to use a mortgage broker but we are going to highlight the top 7. It’s no secret that owning real estate is one of the most efficient ways to build your net worth. Whether you’re looking to expand your portfolio or simply move
There are many strategies to pay your mortgage off faster. Very few people can buy a home with cash. Most of us need a mortgage to finance the purchase of any kind of real estate. A mortgage however will cost hundreds of thousands of dollars in interest over the lifetime
The difference between an Open Mortgage vs Closed Mortgage vs Variable Rate Mortgage is one that confuses most people. Almost 540,000 Canadians bought a home in the year 2020, and that number is forecasted to increase significantly over the next year. There is a lot that goes into buying a home,
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